Most banks weren't designed for the way you earn, and you feel it every time your transfer gets flagged.
Spend your stablecoin income globally with a Visa card. No blocked transfers, no friction, no limits
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Spend your crypto income anywhere. Visa is accepted across 190 countries.
Accept USDC, USDT and major cryptocurrencies directly. No exchange account needed.
A real offshore USD account. Receive and send wire transfers, hold dollars, move money globally.
Offshore structure with encryption and data minimisation. Your financial data stays yours.
Convert stablecoin payments directly into spendable fiat at 0% with no hidden markups.
No Compliance Interrogation. Your stablecoin income is expected here, not flagged. We built this for cross-border earners, your income pattern is normal to us.
❌ Your transfer is frozen. No reason given. No timeline.
❌ Losing 8-15% on every crypto cashout.
❌ Spending capped at amounts that don't match how you earn.
❌ Restricted accounts flagged or closed. No warning.
❌ Prove where your money came from. Again. And again.
❌ Rejected account applications.
✅ Deposit, convert and spend on Visa. Same day.
✅ 0% stablecoin-to-fiat. No exceptions.
✅ €300,000 single-day spend. No monthly cap.
✅ Licensed offshore banking, not a startup wallet
✅ No excessive questions, intrusive forms or endless checks.
✅ 1.5% annual interest on offshore deposits.
Deposit crypto, convert to fiat, and spend globally, all from a single dashboard. No complex setup. No waiting room. Your account is live from the moment you sign up.
Free Fee Calculator
Most crypto holders have no idea how much disappears across exchange fees, conversion markups, and withdrawal costs. Select your exchange and route — we'll show you exactly where your money goes, step by step.
Buying Solana on Kraken can cost you up to 7%
Completely legal. Here is why:
Offshore banking simply means holding an account in a bank outside your home country. Millions of people do it. Businesses do it. It is entirely normal.
Nummus operates through JDB Bank in Laos — a fully licensed banking institution operating under international banking regulations.
Opening an account is no different legally than opening one with any international bank. You are not exploiting a loophole. You are using a financial system built for people whose income crosses borders.
Yes. Here is why:
Your funds are held in a licensed offshore bank account through JDB Bank in Laos — a fully regulated banking institution, not a startup wallet or a crypto app.
Every transfer, whether fiat or stablecoin, is processed through infrastructure built to bridge traditional banking and blockchain. Transactions are verified independently and secured at the infrastructure level — not managed by a third party with access to your funds.
Your Visa card is accepted in 190+ countries. Your balance is real. Your account is real. This is not a prepaid card sitting on top of someone else's banking licence.
Not an experiment. Not a workaround. Licensed banking with blockchain-grade security, built for people whose money moves across borders.
This is one of the most common questions we get. Here is the honest answer:
Nummus operates through JDB Bank in Laos — a jurisdiction that respects financial confidentiality and does not participate in automatic information-sharing agreements with most home-country tax authorities.
That means your Nummus account is not routinely reported to your home bank or government. This is not a loophole. Offshore banking in a confidentiality-respecting jurisdiction is a legal and established way to manage cross-border income with privacy. It is how internationally mobile professionals, remote workers, and global freelancers protect their financial life from unnecessary scrutiny.
You remain responsible for declaring income in accordance with your own country's tax laws. Nummus simply does not make that process harder by broadcasting your account activity on your behalf.
No. And that is the point.
Traditional banks were not built for stablecoin payments, international client invoices, or variable cross-border income. So when they see it, they flag it. They freeze it. They ask you to prove it — repeatedly, with no timeline.
Nummus was built specifically for this type of income. Stablecoin deposits are a core workflow, not an anomaly. Your cross-border income is not a red flag here — it is exactly what we expect.
You will not face the endless, unexplained compliance demands that traditional banks put on cross-border earners. Nummus runs on licensed banking infrastructure through our banking partner in Laos — meaning your account operates within a fully regulated framework. But because that infrastructure was built specifically for cross-border and crypto-related income, you are not treated as suspicious simply for earning the way you do.
Join thousands of cross-border professionals already spending their crypto income globally with Nummus.